Logistics runs on thin margins, expensive assets, and slow-paying shippers and brokers. Funding covers trucks, fuel, and payroll while you wait 30 to 60 days to get paid on delivered freight.
What logistics and freight companies use funding for
- Trucks, trailers, and fleet equipment
- Fuel, maintenance, and tires
- Driver and dispatcher payroll
- Warehouse space and material-handling gear
- Bridging broker and shipper receivables
How much can you borrow?
Logistics companies typically borrow $25,000 to $750,000 — equipment/vehicle financing for the fleet, freight-factoring and A/R financing to bridge slow-paying loads.
The cash-flow challenge for logistics and freight companies
Fuel and payroll are due immediately, but brokers and shippers commonly pay 30 to 60 days after delivery. Fleet growth multiplies both the asset cost and the receivable gap at the same time.
Tip: Freight factoring turns delivered-load invoices into same-week cash — often the single most effective cash-flow tool in trucking and logistics.
Best financing options
Trucks and trailers fit equipment/vehicle financing. To get paid on delivered freight now, A/R financing (freight factoring) or a line of credit bridges the gap, with working capital for growth.
Before you sign any offer, run the numbers through our business loan & MCA calculator to see the real APR and total payback.
Fund your logistics company
Fleet, fuel, and payroll — get paid on freight without the 30–60 day wait.
Check My Funding OptionsFrequently asked questions
What is freight factoring?
Freight factoring (a form of A/R financing) advances most of a delivered-load invoice immediately, so fuel and driver pay are covered while the broker's net-30/60 payment is pending.
How do logistics companies finance trucks?
Trucks and trailers are financed as equipment over their useful life, with the vehicle as collateral to keep payments aligned with earnings.