Independent pharmacies face inventory costs, payroll, reimbursement timing and technology needs. Funding can help maintain stock and manage cash flow between payments.
Common uses
- Prescription and front-end inventory
- Payroll for pharmacists and technicians
- Reimbursement timing gaps
- POS, software, delivery and compliance systems
- Build-outs, fixtures and acquisition costs
Funding options
Working capital can support inventory and payroll. Term loans may fit expansion or acquisition. Pharmacies should prepare with business loan requirements.
Underwriting tip: prescription volume, deposits and reimbursement patterns help explain revenue quality.
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Review options for inventory, payroll, technology and expansion.
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