Equipment Financing
The gear that gets you there.
Large and small investments. Vehicles, construction equipment, furniture, tech. Whatever the tools of your trade — Smallbyzloans puts them within reach.
What is Equipment Financing?
Equipment financing through Smallbyzloans exists to make it as simple as possible for small businesses to buy and lease just what they need. Flexible terms and rates deliver a streamlined means to get almost any type of equipment. It means necessary equipment right now — with payments over time — instead of saving a large lump sum.
- Used or New Equipment
- No Leasebacks (can’t lease back equipment a customer already owns)
- Most equipment types eligible, including software
Is an Equipment Loan right for me?
What types of equipment can I buy or lease with my funds?
The list is long — spanning vehicles, construction equipment, furniture and fixtures to technology like computers, phone systems, servers — even software.
Which equipment loan option is best for me?
There are multiple programs and loan types available for equipment. The best choice is often driven by the type of equipment you need. Smallbyzloans specialists are happy to help you weigh and understand your options.
Why consider a loan instead of paying all at once?
Operating without key equipment often means compromising productivity, quality or both. Instead of waiting to save or paying large sums up-front, the right loan allows you to meet every opportunity and keep liquidity.
Low rates
Smallbyzloans experts and our ABLE Automation Engine work together to find you more competitive rates as low as 7%.
Tech, tools, fewer rules
Our loans finance almost every type of equipment, from furniture to heavy machinery to software, new or used.
Loan or lease
Land the best price from vendors with the option to buy or lease equipment with flexible funds.
Flexible terms
Financing ranges from $10,000 to $20,000,000 to fit short-term needs or big business moves.
If you’ve earned the work, the right equipment shouldn’t stand in the way of business. Get the funds and get the equipment you need to grow to your potential. Smallbyzloans makes it affordable and practical to find the right fit.
Advantages
- Funds a range of equipment, new or used
- Allows immediate purchase while keeping liquidity
- Fast approvals and flexible terms
Minimum qualifications
- 550 minimum FICO score
- 1+ year in business
- 10k minimum monthly gross sales
What you’ll need to apply
- Business Application
- Last 6 Months of Business Bank Statements
- Invoice for Equipment
- Most recent business tax return
Let’s get down to small business.
There’s the Smallbyzloans way to get smart financing fast, and there’s everything else. We believe in your small business, and we believe in our approach. No nonsense. No surprises. Just expert guidance from start to finish.
Looking for more? Contact us.