/* Shared service-page theme aligned with the current SmallByzLoans homepage. */
:root {
  --radius-s: 8px;
  --radius-m: 16px;
  --radius-l: 26px;
  --shadow-card: 0 20px 45px -28px rgba(10, 33, 72, .28);
  --shadow-form: 0 34px 80px -30px rgba(10, 33, 72, .35);
  --maxw: 1200px;
  --mono: 'Sora', system-ui, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html { scroll-padding-top: 84px; }
h1, h2, h3, h4 { line-height: 1.16; letter-spacing: -.01em; }
h1 { font-size: clamp(2.05rem, 1.2rem + 3.2vw, 3.2rem); }
h2 { font-size: clamp(1.55rem, 1.1rem + 1.6vw, 2.15rem); }
.section { padding: 84px 0; }
.lede { font-size: 1.08rem; max-width: 62ch; }

.breadcrumb {
  background: var(--sky);
  border-bottom: 1px solid var(--line);
}
.breadcrumb .container { padding-top: 11px; padding-bottom: 11px; }
.breadcrumb ol { font-family: 'Inter', sans-serif; font-size: .8rem; }

.mark {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 14px;
}
.mark .num {
  padding: 4px 9px;
  border: 0;
  border-radius: 999px;
  background: var(--grad);
  color: #fff;
  font-family: 'Sora', sans-serif;
  font-size: .72rem;
  font-weight: 800;
}
.mark .label {
  color: var(--blue-deep);
  font-family: 'Sora', sans-serif;
  font-size: .85rem;
  font-weight: 700;
  letter-spacing: 0;
  text-transform: none;
}

.btn {
  padding: 15px 26px;
  border-radius: 999px;
  font-size: .98rem;
}
.btn-primary {
  background: var(--grad);
  color: #fff;
  box-shadow: 0 16px 30px -14px rgba(11, 99, 246, .45);
}
.btn-primary:hover {
  background: var(--grad);
  box-shadow: 0 20px 38px -14px rgba(14, 174, 134, .5);
  transform: translateY(-1px);
}
.btn-outline {
  background: #fff;
  border-color: var(--line);
}
.btn-sm { padding: 10px 18px; border-radius: 999px; font-size: .88rem; }

.header-accent { display: none; }
.site-header { background: rgba(255, 255, 255, .92); }
.logo {
  display: inline-flex;
  width: 170px;
  height: 36px;
  overflow: hidden;
  flex: 0 0 auto;
}
.logo img {
  display: block;
  width: 170px !important;
  height: 36px !important;
  object-fit: cover;
  object-position: center 37%;
}
.main-nav a { font-size: .92rem; }
.nav-phone { font-family: 'Inter', sans-serif; font-size: .92rem; }
.nav-toggle { border-radius: 8px; }

.hero {
  background:
    radial-gradient(circle at 18% 22%, rgba(11, 99, 246, .14), transparent 48%),
    radial-gradient(circle at 82% 8%, rgba(14, 174, 134, .16), transparent 46%),
    var(--paper);
}
.hero-top { padding: 64px 0 0; }
.hero-inner { grid-template-columns: 1.05fr .95fr; gap: 56px; }
.hero-watermark { display: none; }
.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 8px 16px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: #fff;
  box-shadow: var(--shadow-card);
  color: var(--text-soft);
  font-family: 'Inter', sans-serif;
  font-size: .85rem;
  letter-spacing: 0;
  text-transform: none;
}
.hero-copy h1 { max-width: 16ch; }
.hero-text { font-size: 1.1rem; max-width: 56ch; margin-bottom: 28px; }
.hero-microcopy { margin-bottom: 12px; font-family: 'Inter', sans-serif; font-size: .86rem; }

.stat-strip { margin-top: 42px; border-top: 0; }
.stat-row { gap: 16px; padding-bottom: 30px; }
.stat-cell {
  padding: 18px;
  border: 1px solid rgba(226, 232, 243, .9) !important;
  border-radius: var(--radius-m);
  background: rgba(255, 255, 255, .78);
  box-shadow: var(--shadow-card);
}
.stat-cell strong { font-family: 'Sora', sans-serif; font-weight: 800; }

.stamp {
  top: -18px;
  right: auto;
  left: 22px;
  width: auto;
  height: auto;
  padding: 10px 16px;
  border: 0;
  border-radius: 999px;
  background: var(--navy);
  box-shadow: 0 14px 26px -12px rgba(10, 33, 72, .5);
  transform: rotate(-2deg);
}
.stamp span {
  color: #fff;
  font-family: 'Inter', sans-serif;
  font-size: .76rem;
  letter-spacing: 0;
  line-height: 1;
  text-transform: none;
}
.lead-card {
  border-radius: var(--radius-l);
  box-shadow: var(--shadow-form);
}
.lead-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 26px;
  right: 26px;
  height: 4px;
  border-radius: 0 0 6px 6px;
  background: var(--grad);
}
.form-ref { font-family: 'Inter', sans-serif; text-transform: none; letter-spacing: 0; }
.form-ref span:first-child {
  padding: 5px 12px;
  border-radius: 999px;
  background: var(--sky-2);
  color: var(--teal);
  font-weight: 700;
}
.form-progress { height: 4px; border-radius: 99px; }
#lead-form label {
  font-family: 'Inter', sans-serif;
  font-size: .82rem;
  letter-spacing: 0;
  text-transform: none;
}
#lead-form input,
#lead-form select {
  padding: 12px 13px;
  border: 1.5px solid var(--line);
  border-radius: 10px;
}
.form-trust { font-family: 'Inter', sans-serif; font-size: .82rem; }

.ticker { padding: 15px 0; border: 0; }
.ticker-track { gap: 18px; }
.ticker-track span {
  padding: 0 12px;
  border: 0;
  color: #c9d6ee;
  font-family: 'Inter', sans-serif;
  font-size: .9rem;
}

.index-list {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  border-top: 0;
}
.index-row {
  grid-template-columns: 42px 1fr;
  gap: 15px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: var(--radius-m);
  background: #fff;
  box-shadow: var(--shadow-card);
}
.index-row .n {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border-radius: 12px;
  background: var(--grad);
  color: #fff;
  font-family: 'Sora', sans-serif;
  font-size: .8rem;
}

.table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: var(--radius-m);
  background: #fff;
  box-shadow: var(--shadow-card);
}
thead th { font-family: 'Sora', sans-serif; font-size: .85rem; text-transform: none; letter-spacing: 0; }
tbody td { border-top-color: var(--line-soft); }
tbody tr:nth-child(even) { background: var(--sky); }
.us-col { background: var(--sky-2); }

.note {
  padding: 22px 24px;
  border: 1.5px solid var(--blue);
  border-left-width: 1.5px;
  border-radius: var(--radius-m);
  background: var(--sky);
}
.note .note-tag { font-family: 'Sora', sans-serif; text-transform: none; letter-spacing: 0; }

.quote-feature {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius-m);
  background: #fff;
  box-shadow: var(--shadow-card);
}
.quote-feature .mark-quote {
  background: var(--grad);
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.quote-feature .who { font-family: 'Inter', sans-serif; }

.proc-list { border-top: 0; }
.proc-row {
  grid-template-columns: 56px 1fr;
  gap: 20px;
  padding: 0 0 34px;
  border: 0 !important;
}
.proc-row .n {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: var(--grad);
  color: #fff;
  font-family: 'Sora', sans-serif;
  font-size: 1rem;
  box-shadow: 0 14px 26px -12px rgba(11, 99, 246, .4);
}

.faq-list summary { grid-template-columns: 44px 1fr 20px; }
.faq-list summary .qn {
  color: var(--blue-deep);
  font-family: 'Sora', sans-serif;
  font-size: .75rem;
}
.faq-list .faq-answer { margin-left: 58px; }

.disclaimer-band { padding: 28px 0; background: var(--sky); }
.final-cta { padding: 76px 0; }
.final-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(circle, rgba(255, 255, 255, .18) 1.5px, transparent 1.5px);
  background-size: 26px 26px;
  opacity: .6;
}
.final-cta-inner { position: relative; max-width: 700px; }
.final-cta .btn-invert { color: var(--blue-deep); border-radius: 999px; }
.final-cta .btn-ghost-invert { border-radius: 999px; }

.footer { padding: 60px 0 28px; background: var(--sky); }
.footer-grid strong { font-family: 'Sora', sans-serif; font-size: .9rem; letter-spacing: 0; text-transform: none; }
.footer-address { font-family: 'Inter', sans-serif; }
.footer-logo { width: 180px; height: 38px; margin-bottom: 14px; overflow: hidden; }
.footer-logo img { width: 180px !important; height: 38px !important; margin: 0; }

.sticky-cta { background: rgba(255, 255, 255, .96); }

@media (max-width: 980px) {
  .hero-inner { grid-template-columns: minmax(0, 1fr); }
  .hero-copy,
  .lead-card-wrap { min-width: 0; }
}

@media (max-width: 900px) {
  .index-list { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .section { padding: 54px 0; }
}

@media (max-width: 640px) {
  .header-inner { gap: 12px; padding-right: 16px; padding-left: 16px; }
  .logo { width: 110px; height: 24px; }
  .logo img { width: 110px !important; height: 24px !important; }
  .header-actions { gap: 8px; }
  .header-actions .nav-phone { display: none; }
  .stat-row { gap: 12px; }
  .stat-cell { padding: 15px; }
  .index-row { grid-template-columns: 42px 1fr; }
  .faq-list .faq-answer { margin-left: 0; }
}

@media (prefers-reduced-motion: reduce) {
  .hero-tag .dot { animation: none; }
}