Law firms — especially contingency and litigation practices — front case costs and payroll long before a matter resolves and pays. Funding covers operations, case expenses, and growth without tapping personal or trust funds.
What law firms and attorneys use funding for
- Case costs: experts, filing, depositions, and discovery
- Attorney and staff payroll between settlements
- Office build-out and legal technology
- Marketing and client acquisition
- Working capital to bridge long case timelines
How much can you borrow?
Law firms typically borrow $25,000 to $1,000,000 — working capital and lines of credit for operations and case costs, term/SBA loans for build-outs and expansion.
The cash-flow challenge for law firms and attorneys
Contingency and litigation work can take months or years to pay, while payroll, case costs, and overhead run continuously. Growth and larger cases require fronting more expense before any recovery arrives.
Tip: Never fund operating costs from client trust accounts — a proper operating line of credit keeps case costs and payroll clean and compliant.
Best financing options
Operations, case costs, and payroll gaps suit working capital or a line of credit. Build-outs and expansion suit a term loan or SBA loan.
Before you sign any offer, run the numbers through our business loan & MCA calculator to see the real APR and total payback.
Fund your law firm
Case costs, payroll, and growth — funding for long case timelines.
Check My Funding OptionsFrequently asked questions
How do contingency law firms manage cash flow?
A line of credit or working capital funds case costs and payroll during the long wait for settlements, keeping operations separate from client trust funds.
Can a law firm get funding without hard assets?
Yes — funding leans on the firm's revenue and case pipeline rather than physical collateral, which suits professional-services practices.