Terms of Service

1. About this website

smallbyzloans.com (operated by SmallByzLoans) connects business owners with business funding options, including merchant cash advance, working capital, and business term loan programs. By using this website you agree to these terms.

2. Not a lender / no guarantee

We are not a bank. Submitting a form is a request for a funding review — it is not an application approval, an offer to lend, or a guarantee of funding. All approvals, amounts, rates, fees, repayment structures, and terms are determined solely by lenders and funding providers through their own underwriting.

3. Business purpose only

Funding programs referenced on this site are for business purposes only and are not consumer loans. You represent that any request you submit is for a legitimate business need.

4. Accuracy of information

You agree to provide true, accurate, and complete information. Inaccurate information may delay or end a funding review.

5. Communications consent

By submitting a form you agree to be contacted about business funding options by phone or email, including through automated technology, at the contact details you provide. Consent is not a condition of purchase.

SMS text messaging. We send SMS text messages only if you separately opt in by checking the optional SMS consent checkbox on our funding request form. If you opt in, you agree to receive text messages from SmallByzLoans regarding your funding application, including status updates, document requests, and offer notifications. Message frequency varies. Message and data rates may apply. Reply STOP to opt out at any time or HELP for assistance. Consent to receive SMS is not a condition of applying for or receiving funding. See our Privacy Policy for details on how SMS opt-in data is handled.

6. No financial advice

Content on this site, including blog articles, is for general information only and is not financial, legal, accounting, or tax advice. Consult qualified professionals before making financing decisions.

7. Intellectual property

All site content, design, and branding are owned by SmallByzLoans or its licensors and may not be copied or reused without permission.

8. Limitation of liability

To the maximum extent permitted by law, SmallByzLoans is not liable for indirect, incidental, or consequential damages arising from use of this website or from funding decisions made by third-party lenders.

9. Changes

We may update these terms at any time by posting a revised version on this page.

10. Contact

Equity Box LLC
8 The Green Ste R, Dover, DE 19901
Phone: 888-572-6737